What Do I Do Now?

Losing someone you love can be one of the most difficult experiences of your life. The loss tends to come with pain, shock, and overwhelming grief. For “[l]osing a loved one can be incredibly difficult, both emotionally and logistically.”[1] The last thing that one would like to think, but eventually has to, is, “What do I do now?”

Death and loss isn’t exactly a cheery topic for common conversation. In fact, it is usually the last topic anyone wants to talk about or think about. But alas, regardless of our social disdain for considering death, it happens to the best of us. At one point or another, we lose people. And while loss is universal, our collective avoidance of the subject leaves many at a loss when it does happen. What exactly is one supposed to do amid the sudden death of a loved one? There isn’t really a handbook or New York Times bestseller that we all turn to. Of course, there are legal and logistical actions that must and will be taken after someone dies. After all, “[w]hen people die, they leave behind a life that must be closed out.”[2] The question for many, however, is what those are. At the end of the day, we want to grieve for and appreciate the life of our lost loved ones—not drown in complicated and confusing legal matters. Ultimately, a simple and detailed checklist could be very helpful.[3]

Our team at CCSK Law wants to remove this unnecessary burden from the already trying times of loss. Therefore, we present to you the handbook you may or may not have been looking for: What to Do When Someone Dies: Before They Can Rest in Peace.

What to Do When Someone Dies: Table of Contents

Though certain legal and financial actions may vary from state to state, the general checklist of what to do when someone dies is fairly standard. The responsibility is immense and emotionally taxing during an already difficult time. To simplify the mass of information and legal advice, the summary of this checklist is as follows:

  • Immediate Actions After Discovery of Death
    • Dealing with the deceased:
      • Legal Pronouncement of Death (attainment depends on location of death).
      • Organ donation?
      • Transportation of the Body (arrangements depend on location of death).
      • Arrange for Proper Care for the Body.
      • Arrangements for the Deceased’s Property and Living Beings They For Whom They Were Responsible.
    • Determine who is responsible for the post-death planning and arrangements.
      • If you are responsible, seek additional help.
    • Determine whether the deceased had specific final wishes for any and all arrangements.
  • Notification (If Appropriate)
    • Inner Circle
      • Family, friends, loved ones.
      • Close acquaintances.
      • Social groups.
      • Old friends with whom they may no longer have contact.
    • Professional Circle
      • Employer(s), if applicable.
      • Employee(s), if applicable.
      • Coworker(s), if applicable.
    • For Transportation and Arrangements
      • The deceased’s doctor or the county coroner.
    • If Deceased Had Children
      • Their teachers and the school administration.
    • Legal Contacts
      • Attorney (trusts and estate) and/or deceased’s personal attorney
      • The executor(s)
      • If Will, notify any named parties and set initial expectations
    • Financial Contacts
      • CPA
      • Financial advisors (personal to the deceased, if applicable)
      • Insurance (Life) Company
      • Stockbrokers
      • Credit agencies
      • IRS and obtain a tax ID for the estate
      • Investment advisor
    • Social Media
      • Social media companies (cancel or memorialize accounts)
    • Government or Professional Agencies
      • Police (to periodically check if the deceased’s property is vacant)
      • The Post Office
      • Social Security Administration (immediately)
      • Veterans Affairs (if applicable)(immediately)
      • Agency providing pension services (to stop monthly checks and to get claims forms)
      • Utility companies (to change or stop services)
      • The DMV (prevent identity theft and cancel driver’s license)
    • Funeral and Memorial Contacts
      • Funeral, mortuary, and crematorium
      • Funeral services provider
  • Legal Necessities
    • Legal pronouncement of death
    • Death certificate (several copies)
    • Will (if applicable)
    • Probate (varies from state to state).
    • Securing assets and the estate
  • What To Do If Someone Dies Without A Will
  • Financial Necessities
    • Securing assets and the estate.
      • Estate taxes (varies from state to state).
      • List of all assets.
      • Delineation of all assets.
    • Claims from SSA, VA (if applicable), insurance companies.
    • Notifying banks and cancelling relevant credit cards, debit cards, and accounts.
    • Financial arrangements for assets and the estate according to the will, if applicable.
  • Social-Digital Necessities
    • Cancel or memorialize all social media accounts for the deceased.
    • Notify relevant persons on social media.
  • Funeral and Memorial Planning
    • Coordinate funeral arrangements according to wants of the deceased or other, if not applicable.
    • Writing the obituary and death announcement.
    • Casket (open or closed) or urn?
    • Traditional, locational, religious or non-religious, guests, size, etc.?
    • A mourning or celebration of the deceased’s life.
    • Burial, if applicable, considerations and arrangements.
    • Memorial planning and arrangements.
  • Grieving, Remembering, and Appreciating
    • Time and space to grieve the deceased.
    • Time for self amid the chaos of post-death arrangements and grief.

Immediate Actions After Discovery of Death

One of the very first determinations that should be made once a loved one has passed is the person or persons who will be responsible for handling the post-death matters. When someone dies, there are financial and legal matters that must be dealt with in that person’s absence. Loose ends to tie up. Someone, often a relative or loved one, is left with the responsibility of tying up these loose ends. It is important that you figure out whether or not this responsibility falls to you.[4]

If the responsibility does fall on you, it is important to understand that such responsibility is not an easy task. First, know your own emotional and physical limits. Check in with immediate family and get support.[5] Moreover, throughout this process, “Offer your support when able, but be sure to protect your own emotions and natural response as well.”[6] If you do not take care of yourself, it will become extremely difficult to take care of these matters. It may also be helpful to consider recruiting professional help.[7] The financial and legal duties are usually quite complicated. The assistance of a lawyer, CPA, and executor could speed up and ease the process.

In addition to determining responsibility, three actions you may have to take in this situation are (1) making arrangements for the body, (2) attaining a legal pronouncement of death, (3) and finding out if the deceased left plans or requests. Each of these tasks may seem daunting or confusing. In order to make things simpler and clearer, here are some basic considerations for each:

Taking Care of the Body

“Depending on whether your loved one passed away in their own home, hospice, or in a hospital, different plans may need to be made in order to arrange proper care of the body.”[8]

In the Home: Have the deceased transported to an emergency room where they can be declared dead and moved to a funeral home. “If no autopsy is needed, the body can be picked up by a mortuary (by law, a mortuary must provide price info over the phone if you ask for it) or crematorium.”[9]

In a Hospital or Nursing Home: A hospice nurse or staff member can declare them dead. Call the hospice nurse, who can declare the death and help facilitate the transport of the body.[10]

Attaining a Legal Pronouncement of Death

Legal Pronouncement of Death: An official declaration of death; the first step to getting a death certificate (critical piece of paperwork).[11] Planning for a funeral and handling legal affairs cannot take place until this step is completed.

If Death Took Place in a Hospital or Nursing Home: The institutions will take care of this step. Contact them.

If Death Took Place in the Home: You will need to get a medical professional to declare them dead.

How? Call 911. Have in hand a do-not-resuscitate document if it exists.[12] Keep in mind that do-not-resuscitate laws vary at the state level and if a person does not want to be resuscitated, calling 911 is not necessary.[13]

Are they an organ donor? If so, quickly call the nearest hospital as certain organs must be collected within a limited time period in order to ensure a successful donation.[14] To find out if someone is an organ donor, contact the National Donate Life Registry at RegisterMe.org.

Note: Organ donation allows healthy organs from someone who died to be transplanted into living people who need them. People of any age can be organ donors.[15] Additionally, “Brain donation is a separate process, and registering as an organ donor does not mean you are choosing to donate your brain. If the person is registered as a brain donor, their point of contact will need to be notified within two hours after death.”[16]

DNR and Organ Donor: If the person has requested a Do Not Resuscitate (DNR) order but wants to donate organs, he or she might have to indicate that the desire to donate supersedes the DNR. That is because it might be necessary to use machines to keep the heart beating until the medical staff is ready to remove the donated organs.[17]

The Deceased’s Requests

Find out if the deceased left official or unofficial instructions or requests. If they did, such requests will be immensely helpful for navigating this process.

“Many individuals express their wishes for end of life arrangements ahead of time with a last will & testament, advance directive, or other medical documents.”[18]

“Other times, these wishes may have been communicated verbally to one’s significant other, children, or even healthcare staff such as their doctor, nurse or a death doula.”[19]

“If no wishes have been documented or otherwise communicated, discuss options with the closest family members in order to make a decision on what arrangements seem most appropriate.”[20]

“Be sure to take into account any religious preferences or cultural norms.”[21]

Notification, If Appropriate

Very soon after your loved one dies, it is important to notify family, friends, and people of note about this loss.[22] “It’s typical to notify family first, starting with those family members who had the closest relationship. Afterward, contact any known friends, co-workers, or employers.”[23] If necessary, track down all those who need to know about the deceased’s passing by going through the deceased’s email and phone contacts. Inform coworkers and the members of any social groups or church the person belonged to. Ask the recipients to spread the word by notifying others connected to the deceased. Put a post about the death on social media. Notify old friends whom they may not communicate with anymore[24] and the person’s doctor or the county coroner.[25] If the person was in the military or belonged to a fraternal or religious group, contact that organization.[26] And, as with many other of these post-death tasks, it would be helpful to “[w]elcome any offers from others to help share the news with others who will want to know.”[27]

Legal Necessities

Securing the Estate

A major legal task is securing the estate of the deceased.[28] For a more in-depth description of the legal logistics of estate planning, please see our previous legal blog.[29]  However, there are some specifics for after your loved one dies that you should consider. You should lock up the deceased’s valuables, home, and vehicle; make arrangements for pets, plants, or children.[30] For children, find their estate plans quickly to see what, if any, provisions were set up for guardianship.[31] If not, you will need to contact an attorney since the courts will likely get involved.[32] Keep or have someone keep an eye on the home, answer the phone, collect mail, throw food out, and keep minimal heat on to avoid frozen pipes if it is winter in a colder climate.[33] Moreover, a relatively new but increasingly important part of estate planning is what is referred to as a “Digital Estate.” This lays out all the digital assets and determines how they should be handled. If you find a Digital Estate, address everything in it.

Determining Authorities

Early in this process, it is critical to determine whether or not the decedent had an agent under Power of Attorney, Trustee of Family Trust, or conservator. You should notify any and all power of attorney agents, trustees, and conservators of the decedent’s death because they may be useful in distributing funds or providing information about the decedent’s last wishes. If there are any conflicts among these authorities, you should seek the help of a probate attorney.[34]

Sorting the Mail

Forwarding the decedent’s mail to your own or another person’s address is important to manage immediate affairs. This is the first step in finding out what subscriptions, creditors, or other accounts will need to be canceled or paid.[35] Although filing a request with the post office to have the decedent’s mail forwarded is a generally simple process, you must show proper documentation showing your legal capacity to act over the estate.[36] You will also want to register for DMA’s “Deceased Do Not Contact” List. This list is for the sole purpose of requiring all DMA members to remove the names and addresses of deceased individuals from all marketing lists. There is no fee to register, though it may take two or three months to notice its effect. This step may additionally minimize the risk of future fraud or identity theft. Finally, “[f]or any materials which continue to arrive, you can notify these companies by simply writing “Deceased, Return to Sender” and leaving the envelope in the mailbox for the postmaster to return.”[37]

Important Documents

During this process, there is a list of several documents that you should obtain: decedent’s birth certificate, decedent’s death certificate, decedent’s will, decedent’s marriage certificate (if married), financial account records (checking and savings accounts, retirement accounts, pension accounts, loan accounts, and investment accounts), real estate records (deeds and lease agreements), other real property deeds (including for cars, boats, and RVs), recent credit reports from all three credit bureaus (Equifax, Experian, and TransUnion) that list outstanding debts, the last three years of the decedent’s tax returns, military records (if served), and medical records.[38]

What to Cancel

You will need to cancel the decedent’s services, utilities, driver’s licenses, SSN, and voter’s registration.[39] And if the funeral home has not already done it, you will need to contact the social security office (at 1-800-772-1213) to report the decedent’s passing and to apply for any survivor’s benefits. The cancellation of these items will help prevent fraud and identity theft.

Securing Copies of Death Certificates

You should secure several copies (about ten or so) of the decedent’s death certificates for financial institutions, government agencies, and insurers.[40] The copies can be attained from a medical examiner or the funeral home.[41] The time you have to attain them varies from state to state. You will need the certificates to close bank and brokerage accounts, file insurance claims, and register the death with government agencies.

The Will and Executor

Find both.[42] “People usually name an executor (the person who will manage the settling of the estate) in their will. The executor needs to be involved in most of the steps going forward. If there isn’t a will, the probate court judge will name an administrator in place of an executor.”

Another step for the will is taking it to probate, or the legal process of executing a will.[43] How you do this will depend on your state’s laws, which could require you to file the will within a set period of time. You will need to take the will to probate at a county or city probate court office. Probate court ensures that the decedent’s debts and liabilities are paid and that the remaining assets are rightfully transferred to the beneficiaries.[44]

Meet With an Attorney

You should meet with a trust and estate attorney during this process because their advice can prove invaluable during this difficult, confusing, and complicated process. The attorney should be chosen by the executor.[45]

Meet With an Accountant, Tax Preparer, or Investment Advisor

These professionals can help you find out whether an estate-tax return or final income-tax return should be filed.[46]

What To Do If Someone Dies Without a Will

Interstate, or Intestacy, is what happens to an estate in the case someone dies before creating a will.[47] This process varies from state to state and determines the distribution of the decedent’s assets. When someone dies without a will, their assets are frozen until the court goes through the details of the estate and applies the state’s intestacy laws.[48] In essence, it is all up to the courts.

Financial Necessities

Notification to Employer

When you notify the decedent’s employer about their death, if they had one, there are two things you should make sure to inquire about. First, inquire for information about benefits and any paychecks that may be due. Second, ask about whether there is a company-wide life insurance policy and determine if that will have implications for the decedent.[49]

Notifying the IRS

When you notify the IRS, you will need to obtain a tax ID number for the decedent’s estate.[50] This is because their social security number will have lost its effective purpose and value once they died. As a result, a new tax ID number must be obtained from the IRS in order to authorize any future activities on behalf of the estate. The new number is commonly referred to as an E.I.N. (“employer identification number”). You can apply for the E.I.N. online, by FAX or mail, and it will be useful for closing the estate when filing the final Form 1041 tax form.

Notifying Creditors

You will also need to publish a public notice to creditors, which is a formal process for informing any creditors of the estate of their opportunity to submit any unpaid bills or outstanding debt of the estate.[51] Local laws determine both the format and frequency of the publishing of these notices. If this task is not done, it is possible that creditors will surface months or even years later with the legal right to demand payment, which would force heirs to reopen the estate.

Notifying Insurance and Financial Institutions

Call the decedent’s life insurance providers to start the claim process. Since it may take days or weeks for you to receive the insurance payouts and these funds can help pay for funeral expenses, you should start the process as soon as possible.[52]  For burial and funeral insurance, or final expense life insurance, funds would cover funeral or outstanding costs that the decedent’s estate still has to pay.[53] For term life insurance or whole life insurance, the funds can be used in any way you need them.[54] For health insurance, you will need to ensure that all eligible final medical bills are covered and those ongoing premium payments are canceled.[55] If your loved one had a life insurance policy, then you should alert the carrier of the death and begin the process of submitting a claim against the policy.

When you contact banks and financial institutions, it is recommended that you call each institution ahead of time to meet with or call a manager-level employee so that you can work with someone who is familiar with the internal procedure for handling these conversations. During these pre-planning calls, ask what specific documentation they will require and whether they must be originals before discussing any details of the decedent’s account. After your meeting or call, you should open a new bank account and transfer or retitle the decedent’s assets.[56] Though it depends on the type of account and whether it was co-titled or shared, the remaining funds must generally be transferred into a new account titled in the name of the estate. The new account will serve as the checking account used to pay any ongoing bills or to receive funds like unearned wages.

Paying the Bills

You should identify, keep track of, and pay any bills and claims paid by the estate as well as any payments received (such as unearned income or social security benefits). This accounting will act as an accurate and transparent reporting to the probate court, advisors, family, and to put on income tax forms for the estate. It would also be useful to indicate where bills are going (utilities, rent or mortgage, credit cards, car loans).[57]

Compensating the Executor

You need to make a decision about how you will compensate the executor of the deceased’s estate.[58] While this step is not required, many people (and all attorneys and professional executors) elect to take some compensation based on the amount of work involved. Every state has its own laws pertaining to the maximum fees allowable, often based on a combination of the assets’ value, circumstantial complexity, and time commitment.

Filing Returns and Paying Taxes

In general, a Form 1040 for individual income taxes will need to be filed for the portion of the year covering January 1st until the date that the deceased passed. Additionally, an IRS Form 1041 for estate income tax return will need to be filed covering the remaining portion of the year from the deceased’s death date until December 31st (and annually afterward until the estate is officially closed). Depending on the decedent’s primary residence, state income tax returns may also be required for the deceased and their estate. You should also be aware of other death taxes, such as estate tax and inheritance tax, even though they are relatively uncommon.[59]

Distributing Assets to Heirs and Beneficiaries

Once all claims have been settled and all taxes have been paid, the personal representative of the decedent’s estate can begin to distribute any remaining assets to the named heirs and rightful beneficiaries.[60]

Contact a CPA

Hire one or contact that of the decedent. It is vital to get the taxes right.[61]

Inventory of All Assets

When you make an inventory of the decedent’s assets since this is necessary for the probate process, note that the laws governing this vary from state to state. The inventory of assets will eventually need to be filed in probate court.[62] Due to the importance of this task, you may want to consider hiring an appraiser for physical assets. But before you can make an inventory of all assets, you will need to “marshal the assets” (track them down). Complex assets could cause this process to take years. To make it a bit simpler, a DIY approach to asset marshaling involves combing through the decedent’s tax returns, mail, email, brokerage, and bank accounts, deeds, and titles to find assets. [63]

In addition to taking inventory of the decedent’s assets, you should make a list of any bills. Finding and organizing any leftover bills will make this process a lot easier. Once you have compiled a list, share it with the executor so that important expenses (mortgage, taxes, utilities) are taken care of as the estate is settled.[64]

A Simplified List of Financial and Governmental Entities to Notify

The Social Security Administration, life insurance companies, banks, financial advisors and stockbrokers, and credit agencies.[65] This list is not exhaustive.

Social-Digital Necessities

In today’s internet-focused world, tackling deceased loved one’s digital footprint is a recent addition to the general list of to-do’s.[66] Many online platforms have a particular process outline for closing an account, while others, like Facebook, allow others to memorialize the account. You should reach out to family members to reach an agreement before any accounts are closed, especially if you intend to download or save any of the data. Computer files, purchased media, and stored pictures are other online assets that you should go through.

Funeral and Memorial Planning

You will want to find out if there are any existing funeral or burial plans from the deceased, especially if they left a will.[67] Ideally, you would have had an opportunity to speak with your loved ones about their wishes for a funeral or burial prior to their passing. However, the ideal is not always attained in these situations. So, if you are unsure of what their wishes were, look for a letter of instruction in the deceased’s papers or call a family meeting to have the first conversation about what the funeral will look like. This is critical if he left no instructions. You need to discuss what the person wanted in terms of a funeral, what you can afford, and what the family wants. Once a plan is determined, you will need to make funeral and burial or cremation arrangements. [68]

Some helpful tips:

  • If you need to order a casket for burial, this can be done either online or through a funeral home.[69] “Historically, most people purchased caskets and urns directly through their funeral home, usually paying a substantial markup. However, with the emergence of online shopping, it’s easy to cut your costs roughly in half by purchasing a casket or urn online. Ever Loved offers a wide selection of high-quality caskets and urns at affordable prices.”[70]
  • Finding a funeral director – if the deceased was religious, a pastor, priest or other clergy member can help with this; if he or she was not of an organized faith, you can reach out to an agnostic or non-denominational minister, or ask a friend or family member to conduct the service.[71]
  • “If the person was in the military or belonged to a fraternal or religious group, contact the Veterans Administration or the specific organization to see if it offers burial benefits or conducts funeral services.”
  • “Get help with the funeral. Line up relatives and friends to be pallbearers, to eulogize, to plan the service, to keep a list of well-wishers, to write thank-you notes and to arrange the post-funeral gathering.”
  • “Get a friend or relative who is a wordsmith to write an obituary.”
  • Identify and work with a funeral home, crematory or cemetery to plan for and facilitate any end of life celebrations or funeral ceremonies.
  • “Like most things these days, there are incredible resources online, like funeral marketplace Ever Loved, which can be an excellent starting place for guidance, support and inspiration. For those who prefer a personalized approach, it can be really helpful to work with an independent funeral consultant such as 805 Funerals.”[72]
  • “These days, it is widely accepted to use online technology to better allow for digital participation or attendance of end of life celebrations for family or friends who live far away or otherwise have medical or age-related challenges with attending in-person.”[73]

Grieving, Remembering, and Appreciating

Aside from the amalgamation of tedious and stressful tasks to be completed after your loved one dies, it is important to remember to take the take to grieve and appreciate the person lost.

Pandemic Considerations

A new complicating factor in this process since 2019 is the COVID-19 pandemic. Despite the lessening of restrictions nationwide and the output of vaccines, it is essential to keep in mind social distancing and other preventive measures, especially for higher-risk groups.[74] The CDC has issued funeral guidance and special precautions that are worth noting when planning your lost loved one’s funeral.[75]

If distancing is a necessary part of the funeral service, connecting in other ways may allow you to adapt to the troubling pandemic circumstances. The internet has been a useful tool in keeping people connected with each other amid a loss. Virtual activities and sending gifts have been new ways in which people are expressing support. Develop rituals and activities that work for your particular situation and state’s rules.[76] Ultimately, safety measures can allow you and your family to navigate these unprecedented times so that you can still grief the loss and celebrate the life of your loved one.

Conclusion

Ultimately, the post-death process can be incredibly stressful, chaotic, and complicated. Losing a loved one is difficult enough; the process thereafter should make things easier, not more difficult, for you and your family. So while getting the various steps down on paper can certainly be useful, CCSK recommends that you also seek the help of other loved ones and legal professionals who can help you get through it.


[1] https://www.weareatticus.com/magazine/what-to-do-when-loved-one-dies

[2] https://www.aarp.org/home-family/friends-family/info-2020/when-loved-one-dies-checklist.html

[3] https://trustandwill.com/learn/what-to-do-when-someone-dies

[4] https://www.aarp.org/home-family/friends-family/info-2020/when-loved-one-dies-checklist.html

[5] https://www.weareatticus.com/magazine/what-to-do-when-loved-one-dies

[6] https://www.weareatticus.com/magazine/what-to-do-when-loved-one-dies

[7] https://www.aarp.org/home-family/friends-family/info-2020/when-loved-one-dies-checklist.html

[8] https://www.weareatticus.com/magazine/what-to-do-when-loved-one-dies

[9] https://www.consumerreports.org/family/what-to-do-when-a-loved-one-dies-a3615919379/

[10] https://www.consumerreports.org/family/what-to-do-when-a-loved-one-dies-a3615919379/

[11] https://www.aarp.org/home-family/friends-family/info-2020/when-loved-one-dies-checklist.html

[12] https://www.consumerreports.org/family/what-to-do-when-a-loved-one-dies-a3615919379/

[13] https://www.consumerreports.org/family/what-to-do-when-a-loved-one-dies-a3615919379/

[14] https://www.weareatticus.com/magazine/what-to-do-when-loved-one-dies

[15] https://www.nia.nih.gov/health/what-do-after-someone-dies

[16] https://www.nia.nih.gov/health/what-do-after-someone-dies

[17] https://www.nia.nih.gov/health/what-do-after-someone-dies

[18] https://www.weareatticus.com/magazine/what-to-do-when-loved-one-dies

[19] https://www.weareatticus.com/magazine/what-to-do-when-loved-one-dies

[20] https://www.weareatticus.com/magazine/what-to-do-when-loved-one-dies

[21] https://www.weareatticus.com/magazine/what-to-do-when-loved-one-dies

[22] https://www.aarp.org/home-family/friends-family/info-2020/when-loved-one-dies-checklist.html

[23] https://www.weareatticus.com/magazine/what-to-do-when-loved-one-dies

[24] https://trustandwill.com/learn/what-to-do-when-someone-dies

[25] https://www.consumerreports.org/family/what-to-do-when-a-loved-one-dies-a3615919379/

[26] https://www.consumerreports.org/family/what-to-do-when-a-loved-one-dies-a3615919379/

[27] https://www.weareatticus.com/magazine/what-to-do-when-loved-one-dies

[28] https://www.aarp.org/home-family/friends-family/info-2020/when-loved-one-dies-checklist.html

[29] https://ccsklaw.com/estate-planning-basics-what-is-a-beneficiary/

[30] https://www.aarp.org/home-family/friends-family/info-2020/when-loved-one-dies-checklist.html

[31] https://trustandwill.com/learn/what-to-do-when-someone-dies

[32] https://trustandwill.com/learn/what-to-do-when-someone-dies

[33] https://www.consumerreports.org/family/what-to-do-when-a-loved-one-dies-a3615919379/

[34] https://www.thelegacylawyers.com/free-guides/after-death-checklist/

[35] https://www.aarp.org/home-family/friends-family/info-2020/when-loved-one-dies-checklist.html

[36] https://www.weareatticus.com/magazine/what-to-do-when-loved-one-dies

[37] https://www.weareatticus.com/magazine/what-to-do-when-loved-one-dies

[38] https://www.lhlic.com/consumer-resources/what-to-do-when-someone-dies/#pri

[39] https://www.weareatticus.com/magazine/what-to-do-when-loved-one-dies

[40] https://www.aarp.org/home-family/friends-family/info-2020/when-loved-one-dies-checklist.html

[41] https://trustandwill.com/learn/what-to-do-when-someone-dies

[42] https://www.aarp.org/home-family/friends-family/info-2020/when-loved-one-dies-checklist.html

[43] https://www.aarp.org/home-family/friends-family/info-2020/when-loved-one-dies-checklist.html

[44] https://www.consumerreports.org/family/what-to-do-when-a-loved-one-dies-a3615919379/

[45] https://www.consumerreports.org/family/what-to-do-when-a-loved-one-dies-a3615919379/

[46] https://www.consumerreports.org/family/what-to-do-when-a-loved-one-dies-a3615919379/

[47] https://trustandwill.com/learn/dying-without-a-will

[48] https://trustandwill.com/learn/dying-without-a-will

[49] https://www.aarp.org/home-family/friends-family/info-2020/when-loved-one-dies-checklist.html

[50] https://www.weareatticus.com/magazine/what-to-do-when-loved-one-dies

[51] https://www.weareatticus.com/magazine/what-to-do-when-loved-one-dies

[52] https://www.weareatticus.com/magazine/what-to-do-when-loved-one-dies

[53] https://www.lhlic.com/consumer-resources/what-to-do-when-someone-dies/#pri

[54] https://www.lhlic.com/consumer-resources/what-to-do-when-someone-dies/#pri

[55] https://www.lhlic.com/consumer-resources/what-to-do-when-someone-dies/#pri

[56] https://www.weareatticus.com/magazine/what-to-do-when-loved-one-dies

[57] https://www.weareatticus.com/magazine/what-to-do-when-loved-one-dies

[58] https://www.weareatticus.com/magazine/what-to-do-when-loved-one-dies

[59] https://www.weareatticus.com/magazine/what-to-do-when-loved-one-dies

[60] https://www.weareatticus.com/magazine/what-to-do-when-loved-one-dies

[61] https://www.aarp.org/home-family/friends-family/info-2020/when-loved-one-dies-checklist.html

[62] https://www.aarp.org/home-family/friends-family/info-2020/when-loved-one-dies-checklist.html

[63] https://www.aarp.org/home-family/friends-family/info-2020/when-loved-one-dies-checklist.html

[64] https://www.aarp.org/home-family/friends-family/info-2020/when-loved-one-dies-checklist.html

[65] https://www.aarp.org/home-family/friends-family/info-2020/when-loved-one-dies-checklist.html

[66] https://www.weareatticus.com/magazine/what-to-do-when-loved-one-dies

[67] https://www.aarp.org/home-family/friends-family/info-2020/when-loved-one-dies-checklist.html

[68] https://www.aarp.org/home-family/friends-family/info-2020/when-loved-one-dies-checklist.html

[69] https://trustandwill.com/learn/what-to-do-when-someone-dies

[70] https://everloved.com/articles/end-of-life-affairs/what-to-do-when-someone-dies-checklist/

[71] https://trustandwill.com/learn/what-to-do-when-someone-dies

[72] https://www.weareatticus.com/magazine/what-to-do-when-loved-one-dies

[73] https://www.weareatticus.com/magazine/what-to-do-when-loved-one-dies

[74] https://www.consumerreports.org/family/what-to-do-when-a-loved-one-dies-a3615919379/

[75] https://www.consumerreports.org/family/what-to-do-when-a-loved-one-dies-a3615919379/

[76] https://www.aarp.org/caregiving/basics/info-2020/mourning-death-during-coronavirus.html