Indiana Medicaid looks very closely at transfers. Special rules apply to transfers for less than fair market value by an applicant or spouse within five (5) years of the date of the application for benefits. These include gifts and well as sales of property for less than the property is worth.

These transfers for less than fair market value can delay the start of Indiana Medicaid benefits. This can be a hardship to the applicant and their family. There are exceptions to the transfer and penalty rules that must be carefully navigated and documented. This should be part of a comprehensive Medicaid plan.

For more discussion of common issues with applying for Indiana Medicaid, click here.  If you are in need of legal advice regarding planning, long-term care, or Medicaid, please contact us at (219)-230-3600 or via email at  If you would like to schedule an appointment, please click the button below.

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Christopher Ripley is a Valparaiso native and a lifelong Indiana resident. He is the oldest of five children. After graduating from Valparaiso High School, Chris attended Purdue University where he received his B.S. in Mathematics. He then attended law school at Indiana University in Bloomington where he received his Juris Doctorate. Chris has practiced law since 2013 and has served clients across the State of Indiana from Porter County to Evansville in a variety of legal matters. Chris is licensed to practice law in Indiana and Illinois.

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