The Indiana Health Coverage Program Policy Manual (IHCPPM) sets out the requirements for Medicaid eligibility in Indiana. It is hundreds of pages long and can be changed with limited prior notice to the public. Medicaid caseworkers use this manual, their training, and agency guidance to process Medicaid applications. This is a very complicated process.

The rules set out in the Manual treat different assets differently. Also, the rules vary depending on the specific program involved. In some cases, the date that a given asset was acquired can control which rule applies. Applicants are expected to comply with the requirements whether they are aware of them or not. This can be confusing and stressful.

Working with an attorney knowledgeable of the rules and procedures is essential. An elder law attorney can prepare the necessary supporting documents. Also, he or she can help the applicant with collecting other supporting records and presenting them to the caseworker.

For more discussion of common issues with applying for Indiana Medicaid, click here.  If you are in need of legal advice regarding planning, long-term care, or Medicaid, please contact us at (219)-230-3600 or via email at  If you would like to schedule an appointment, please click the button below.

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Christopher Ripley is a Valparaiso native and a lifelong Indiana resident. He is the oldest of five children. After graduating from Valparaiso High School, Chris attended Purdue University where he received his B.S. in Mathematics. He then attended law school at Indiana University in Bloomington where he received his Juris Doctorate. Chris has practiced law since 2013 and has served clients across the State of Indiana from Porter County to Evansville in a variety of legal matters. Chris is licensed to practice law in Indiana and Illinois.

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