Another year has come and gone, so now is […]
The effects of the COVID-19 pandemic and the ongoing […]

Life Planning

Your End-of-Life Wishes: What is a Letter of Last Instruction?

There are many documents that can help with the […]

What To Do When Someone Dies At Home

Dealing with the death of a loved one is […]

Covering Funeral Costs: Can SS Lump Sum Benefit Do The Job?

With funeral expenses in the United States ranging anywhere […]

Who gets the $250 Social Security Benefit When Someone Dies?

As mentioned in an earlier blog post, the Social […]

What To Do When Someone Dies: A Step-by-Step Guide

Even when we know it’s coming, the death of […]

Intestate Succession: Who Is Next of Kin When There’s No Will?

One of the obvious challenges of managing the estate […]

You Can’t Take It With You: What Debts Are Forgiven at Death?

One of the unfortunate facts of life is that […]

To Whom It May Concern: Who Should Be Informed When Someone Dies?

As we’ve previously covered, there are many things that […]

Even Without a Will, There’s a Way: What Happens To Your Money When You Die?

Just like the old saying goes, “you can’t take […]

5 Things To Avoid When Someone Dies: How to Sidestep Common Mistakes

As we mentioned in an earlier blog post, dealing […]

Know the Role: What Does a Probate Attorney Do?

Previously, we wrote about probate and the importance of […]

Estate Planning & The Probate Process: What is a Probate Lawyer?

As we discussed in a previous blog post, probate […]

Who Should Be on Your Estate Planning Support Team?

Estate planning is important for everyone, no matter their […]

Estate Planning & Legal Guardianship: What Happens To The Kids When I’m Gone?

Most people create an estate plan to handle the […]

What Is Probate & How Do I Avoid It?

When it comes to estate planning, probate is one […]

Know Your Goals: 10 Important Estate Planning Objectives

Estate planning is something everyone needs to think about […]

Medicaid Planning Legally and Ethically, Part 2: The Planning Part

In a previous blog, we discussed the basics of […]

Medicaid Planning Legally and Ethically, Part 1: The Basics

Receiving proper medical care in the United States can […]

How Old is “Old”? When am I an “elder?”

There are many definitions for “senior citizen,” “older adult,” […]

The Sandwich Generation: Managing Finances While Feeling the Pinch

As we grow older, it is important to invest […]

The Power to Take Care of Yourself: What is a Medical Power of Attorney?

Something that the COVID-19 pandemic has highlighted is that […]

Protecting Student Privacy: What is FERPA?

When we are children, our parents usually have free […]

Why is Estate Planning So Important for Young Adults?

For a lot of young people, estate planning seems […]

When does adulthood start?

A Brief Legal Guide The first steps into adulthood […]

What Is a Beneficiary?

One of the most important aspects of your estate […]

Estate Planning Solutions: What is a Trust?

When building an estate plan, there are two main […]

Comparing & Contrasting A Living Will & A Last Will

One of the many challenges of estate and life […]

Preparing For The Future: What is a Will?

When it comes time to estate planning, a will […]

Graduates: A Guide to Planning for Your Future

For many students, their final year of school or […]

Considering End-Of-Life Care: What Is An Advance Health Care Directive?

Nobody particularly likes thinking about death, but it presents […]

Estate Planning Essentials: What Is a Durable Power of Attorney?

As a person ages, their ability to make important […]

The Importance of Having a Plan: Setting Meaningful Life Goals

When you first reach adulthood, the sheer scope of […]

Public Support Programs

Maximize and Protect Public Support Programs to Help Now […]

Guardianship for Your Special Needs Child

The What, Why, When, and How of the Guardianship […]

FSSA To Resume Standard Rules For Liabilities On March 1, 2021

Indiana Medicaid returning to pre-COVID-19 budget calculations

Funeral Planning

Planning for funerals involves choosing among arrangements and funding through accounts, trusts or insurance.

Transfers: How Things Are Done Matters

Transfers of assets have significant consequences when it comes to Indiana Medicaid. They must be handled carefully.

“A Nursing Home Can Do It” – But Who Is Being Protected?

Nursing homes often work with families on Indiana Medicaid applications. Nursing homes usually do not have all of the necessary information. They also have many other obligations.

Protecting the “At-Home” Spouse

The spousal allocation and spousal allowance are critical parts of protecting spouses when Indiana Medicaid is needed.

Medicaid Requires Other Planning

Indiana Medicaid planning is not complete until a comprehensive plan is in place. This goes well beyond the Medicaid application itself.

Planning Happens at the Margins

The details make the difference. Small adjustments over time can have drastic consequences.

When to Engage an Attorney

The decision to meet with an attorney is an important one. Here are a few things to consider.

Five Things Medicaid Looks for You to Mess Up

Indiana Medicaid is complicated. Here are a few pitfalls to avoid with nursing facility and waiver applications.

Five Things That You Should Know Now about Medicaid

Indiana Medicaid is complicated. Here are some quick concepts to get started.

Everyone Needs Help

We all need help. Build your team.

“100 Days” Does Not Mean 100 Days

The Medicare rehabilitative stay benefit can provide up to 100 days of benefits; however, that is rarely the case.

Medicaid Rules Are Strict and Detailed

Hard rules have sharp edges. Avoid getting cut.

Extensive Document Collection

Applying for Indiana Medicaid requires a considerable set of documents to prove the applicant's situation.

The Second Sting: Dying without an Estate Plan

Passing away without a Will compounds the pain of loss with the pain of uncertainty and unintended consequences.

Delay = Stress, Worry & Expense

Delay limits planning options and forces families to perform the same number necessary actions in far less time.

Chadwick Boseman Dies without a Will

Passing away without a Will can have drastic implications for family left behind.

Five Things You Can Do Right Now To Get Ahead with Planning

Here are a few quick ideas to get started on long-term care planning.

Planning To Protect Assets

Medicaid planning often includes asset protection with strict requirements

Home for the Holidays

Family get-togethers are an excellent time to touch base and make sure everyone is alright. It is also an excellent time to talk about planning.

Planning Ahead Means Being Able to Focus on What is Important When it Matters the Most

One of the greatest benefits of planning for long-term care in advance is avoiding having to rush through planning in a crisis.

Paying for Nursing Home Care

There are several main ways that families use to pay for long-term care in a nursing home or at home.

Three Key Differences Between A Living Will And A Last Will And Testament

Often, the terms “Living Will” and “Last Will” are […]

Accidentally Disinherited Child

“What is Estate Planning & Why Do I Care” […]

Do I Need Probate?

One of the common questions I get is “Do […]

Medicaid Application and Eligibility

Medicaid Application and Medicaid Eligibility – (Medi-confusing) Currently, Medicaid […]

Can The Government Or Nursing Home Take My House For Long Term Care?

A common question asked by elderly clients and their […]

Can I Protect My Life Savings From Nursing Home Expenses?

Nursing homes provide services for the elderly who cannot […]

How Can An Elder Law Attorney Help Me Plan For My Parents’ Care?

An elder law attorney can be a trusted advisor […]

Hospitals Now Must Provide Notice About Observation Status

All hospitals must now give Medicare recipients notice when […]

Medicare Advantage: Is It an Advantage or Is It a Disadvantage?

Medicare Doctor does not Mean Medicare Advantage Doctor Medicare […]

Is Estate Planning Only for the Wealthy?

You may not feel like it, but you have […]

7 Questions to Ask When You First Meet with an Indiana Estate Planning Lawyer

Meeting with an estate planning lawyer for the very […]

Parents Dilemma – Guardianship of Young Children

One of the major considerations a young parent is […]

A Mother’s Worry – The Tragic Death of Parents of Young Children

Parents with young children, especially mothers, worry about what […]

5 Essential Documents and 5 Essential Questions

Many times, people believe an estate plan is accomplished […]

You’ve Got the Power with a Power of Attorney

Indiana Elder Law Planning: Power of Attorney versus Guardianship […]

Elder Law Radio Show

Elder Law Attorney, RG SKadberg Visits Money Matters with […]

Activities of Daily Living and Long-Term Care Determination

Elder Law Plans and Medicaid Eligibility – The Role […]

Business Planning

Business Goals: 5 Tips for Q1 Planning

Another year has come and gone, so now is […]

Business Real Estate: An Exhaustive Look Managing Property

Real estate, while constant as an existing area of […]

Real Estate as a Business in Today’s Market

The effects of the COVID-19 pandemic and the ongoing […]

Keeping People On Board: 10 Ways to Recognize & Reward Workers

Employee recognition is one of the most powerful tools […]

Small Business Incentives: What Do Employees Want?

We’re in the middle of what many people are […]

Diversifying Your Revenue Streams: Building Your Income as a Small Business Owner

Often when we think about a successful business, we […]

Finding Additional Funding: Can My Small Business Accept Donations?

There are certain terms that have a more general […]

Making Money While You Sleep: Passive Income from Affiliate Marketing

Entrepreneurs tend to create these kinds of opportunities for […]

Fueling Your Company’s Future: What You Should Know About Small Business Financing

Getting started as a business owner can be difficult, […]

Money For Nothing? A Quick Look at Small Business Grants

There are many different methods available to acquire funding […]

Personal Business Loan: Does It Make Sense For Your Business?

As we’ve previously covered, there are many possible ways […]

The First Step: Finding Funding For Your Small Business

Plenty of people come up with good ideas for […]

Does location really matter?

Over the past two years, working from home went […]

Ready to Expand? Knowing When to Launch to a Second Location

Opening a second business location is a tremendous achievement. […]

Getting It In Writing: 6 of the Most Important Documents For Your Small Business

Running a business involves a lot of paperwork, from […]

Managing An LLC: Why You Need An Operating Agreement

All businesses need a certain degree of structure to […]

Independent Contractor Agreements: Everything You Need to Know

With a few notable exceptions, you cannot run a […]

At Your Service: The Ins & Outs of Service Contracts

As a business owner, it is important to set […]

5 Important Questions to Ask Your Property Insurance Agent

Good real estate investors are smart people, but the […]

Doing Your Homework: The Importance of Due Diligence in Real Estate

Anyone who has bought real estate before knows that […]

Repair or Improvement: What’s the Difference and Why It Matters

As a landlord, you will inevitably need to make […]

How Much Should You Raise Your Rent: Raising Rent at a Reasonable Rate

In our last blog, we talked about the important […]

Raising Rent Without Raising Resentment: Balancing Landlords Tenants’ Needs

No matter how equitable and understanding their relationships might […]

Landlords & The American Rescue Plan, Part 1: Breaking Down the Basics

On March 11th, 2021, President Joe Biden signed off […]

The Business Value of Non-Compete & Non-Disclosure Agreements

Keeping sensitive business information a secret can mean the […]

Allowing Tenants With Pets: Understanding the Pros & Cons

When you decide to become a property manager, you […]

COVID-19 & Insurance, Part 1: Insurance During the Pandemic

As we’ve covered in many of our previous blogs, […]

Tenants or Landlords: Who Is Responsible For Repairs?

Being a landlord comes with a number of responsibilities […]

Navigating The Pandemic As Landlord, Part 2: How to Negotiate With Tenants

In our last blog, we discussed how the COVID-19 […]

Millennial Renters & COVID-19 – Part One: Understanding Millennial Renters

2020 has been a challenging year for property managers, […]

COVID-19 and the Eviction Moratorium: Part Three – What Property Managers Can Do

With the introduction of the Centers for Disease Control’s […]

COVID-19 and the Eviction Moratorium: Part Two – How It Works

In our last blog, we talked about the various […]

COVID-19 and the Eviction Moratorium: Part One – Stimulus Bills

The COVID-19 pandemic has made these strange and unpredictable […]

Property Management Reporting: What Does & Doesn’t Go Into A Report

One of the most important things that a property […]

Self-Management vs. Third-Party Property Management: Knowing the Pros & Cons

When someone buys a rental property, one choice that […]

10 Ways To Find & Keep Quality Tenants In Your Rental Property

Whether you are a landlord or a property manager, […]

Be Aware & Be Prepared: 10 Tips For First-Time Landlords

Starting out as a landlord can be a daunting […]

Managing Your Property Investments: Balancing the Investor-Manager Equation

A time-honored tradition among many modern entrepreneurs, estate holding […]

Making Space For Your Business: Understanding The Commercial Lease Process

Even in an age where many businesses operate almost […]

Defaults & Holdovers: Troubleshooting Concerns & Addressing Solutions

The Tenant-Landlord relationship can be a contentious one, as […]

Next In Line: The Benefits & Challenges of Grooming Your Successor

Though many business owners who are looking to step […]

How Landlords Can Adapt to the COVID-19 Crisis

Due to the health impacts and job losses caused […]

CARES Act passed with $350 Billion to Small Businesses: Payroll Protection Plan loan forgiveness

Coronavirus Aid, Relief, and Economic Security Act (the “CARES […]

SBA Economic Injury Disaster Loans for Indiana Small Businesses for COVID-19 Relief

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Selling to a key Employee

Keeping It Inside: The Benefits & Challenges of Selling […]

How Landlords can prevent Holdovers & Default Tenants

The Tenant-Landlord relationship can be a contentious one, as […]

Purchase your Commercial Real Estate Anonymously

Maybe you would like to remain anonymous to any […]

LOIs: When do you use Letters of Intent

Letters of Intent (or LOIs) are like getting engaged […]

Recipe for an Entity Part III

What does it even mean to start a business? […]

Recipe for an Entity: Part II

What does it even mean to start a business? […]

Recipe for an Entity: Part I

What does it even mean to start a business? […]

Big Picture Business Part III: The Value of Core Values

So at this point, you have your mission and vision, […]

There is No Hope

Its time to get real. There is no hope. […]

Expectations for Your Partners Part III: 3 Types of Partnerships to Beware

You and your brother have started a business and […]

Big Picture Business Part II: Executing your Mission and Vision

Now you’ve got your mission and vision, what do […]

Expectations for Your Partners Part I: How an Operating Agreement Could Save your Business

Your business relationships are built on expectations and your […]

Big Picture Business Part I: Why Your Mission and Vision Matter

Many business owners do not take their big-picture seriously, […]

Top 5 Ways to Limit Your Liability

Limiting liability is one of the largest concerns for […]