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Transfers: How Things Are Done Matters

Indiana Medicaid looks very closely at transfers. Special rules apply to transfers for less than fair market value by an applicant or spouse within five (5) years of the date of the application for benefits. These include gifts and well as sales of property for less...

Protecting the “At-Home” Spouse

Indiana Medicaid provides allowances for spouses in the community. Family can use these to protect real estate such as a home. Families can also protect retirement assets. Indiana Medicaid also includes allowances for children with disabilities and children who have...

Medicaid Requires Other Planning

Comprehensive planning involves not only advancing today’s goal, but preparing for the future by reviewing the entire situation.           1.        Medicaid planning often includes re-titling assets and shifting elements of existing estate plans.           2. ...

Planning Happens at the Margins

Life is in the details. It is rare for a single, grand gesture to set the course of a person’s life. It is usually the accumulated result of thousands of little actions. Good habits and bad habits add up day by day and year by year to set lifestyle and...